Kia ora
Sarah,
your cover is in good shape.
Member since 2018. Across general practitioners in your cohort, you've built a steady, comprehensive plan. One small adjustment is suggested below.
Total cover in force
across home & contents, vehicle, life, income protection, disability, and business risk.
KiwiSaver
MAS Growth Fund
Balance as at 9 May 2026
You bought a home three weeks ago. Let's make sure your income protection has caught up.
Your mortgage repayment now sits at roughly $4,180 a month. Your current income protection covers 75% of base salary — comfortable, but doesn't account for your locum work. A 10-minute review with our advisor (or with me) could close that gap.
Why this nudge
- ·Home purchase confirmed 18 Apr
- ·Locum income +18% YoY
- ·Cover unchanged since 2023
Open claim
In reviewStorm damage — kitchen ceiling
Estimate
$1,840
Excess
$300
Decision
~2 days
AI assessor flagged this as straightforward — likely auto-approval at the next checkpoint.
Upcoming renewal
Locum cover
Business risk · GP scheme
Your premiums supported three Aotearoa research funds this year.
- · Mental health research, University of Otago
- · Type 1 diabetes Aotearoa
- · Kids Can NZ
Member-owned means surplus is reinvested in the communities our members serve.
May 2026
Stephen Walker, MAS Investments
"Steady quarter for global equities; NZX outperforms."
Domestic equities lifted 3.4% over April as the RBNZ held the OCR steady at 4.25%. Our growth-fund managers have trimmed US tech exposure and lifted weight in NZ infrastructure. We remain constructive on bonds.