Wealth

KiwiSaver & investments

KiwiSaver · MAS Growth

$0

+9.2% over the last 12 months

1y return

+9.2%

3y avg

+7.6%

Since 2018

+8.1%

Fund mix

Growth78%
Balanced14%
Cash & income8%

Balance · last 24 months

A steady, considered climb.

MAS Growth Fund

Look ahead · age 65

At 8% contributions, you retire with

$0k

Roughly $98,280 per year in retirement income (using a 4% drawdown rule). Adjust your contributions below to see the effect.

Your contribution8% of salary
3%6%8%10%15%

Cohort lens · GPs aged 30–39

You're in the top quartile for your cohort.

Across MAS members in your profession and age band, your balance sits at the 78th percentile. The difference compounds — every year you stay ahead pays itself forward.

Median GPs aged 30–39$58,700
Top quartile$84,300
You$87,420

One nudge from your advisor.

Your contributions have stayed at 6% since 2022 — even though your salary rose 18%. Bumping to 8% would push your retirement income from $89k to $112k per year. The marginal tax saving covers most of it.

Adjust contributions